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Understanding Your Credit Score: What You Need To Know to Buy a Home
Many people believe they need a perfect credit score to qualify for a loan, but that’s not true.
Monica Benham
Jan 142 min read
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Understanding Buyer Representation Agreements: What You Need to Know
Understanding Buyer Representation Agreements: What You Need to Know
Monica Benham
Jan 91 min read
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Is 2025 the Year You Finally Make Your Dream Move?
If one of your goals for 2025 is moving into a new home, you’re not alone—it’s a dream worth chasing.
Monica Benham
Dec 18, 20241 min read
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Why You Need a Real Estate Agent When Buying a New Home: Insights from Monica Benham
As a certified new home build professional in the San Francisco East Bay, Monica Benham understands the importance of proper guidance.
Monica Benham
Oct 15, 20242 min read
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Don’t Miss Out on Down Payment Assistance
It’s surprising but true: nearly 80% of first-time buyers qualify for down payment assistance, but only a fraction use it
Monica Benham
Oct 3, 20241 min read
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The Great Wealth Transfer: A New Era for East Bay Real Estate
The latest shift in wealth distribution—known as the Great Wealth Transfer—is poised to impact the local real estate market.
Monica Benham
Sep 5, 20242 min read
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Interest Rates are Dropping: The Tide is Turning
There’s good news on the horizon—mortgage rates are coming down!
Monica Benham
Aug 27, 20242 min read
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Seller Concessions: A Win-Win Strategy
In the bustling Bay Area real estate scene, sellers have an opportunity to stand out by considering concessions for buyers, a strategic...
Monica Benham
Apr 10, 20242 min read
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Don't Make These Home Buyer Mistakes
The journey of buying your first home can be both exhilarating and overwhelming. The stakes are high, and the process can leave you with...
Monica Benham
Mar 7, 20242 min read
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Navigating Home Affordability: The Surging Role of Insurance Premiums
In the East Bay’s real estate market, a new factor has emerged that is affecting affordability of homeownership. It’s not the usual...
Monica Benham
Jan 24, 20242 min read
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Unlocking Homeownership: The Power of Mortgage Rates
Recent statistics from Freddie Mac bring encouraging news for homebuyers. Mortgage rates have experienced a significant decline in...
Monica Benham
Jan 11, 20241 min read
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Mortgage Rate Rollercoaster
As we bid farewell to November, the rollercoaster ride of mortgage rates has taken an interesting turn. After reaching a 2023 high of...
Monica Benham
Dec 9, 20232 min read
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Falling in Love with Fall: The Perfect Season to Buy a Home
In an unexpected turn of events, October has dethroned June as the preferred month for weddings. This shift has intrigued many, and it...
Monica Benham
Oct 13, 20232 min read
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In Search of a Real Estate Unicorn
Unicorns are delightful, captivating us with their enchanting colorful mane and sweet personalities. These magical creatures, adorned...
Monica Benham
Jun 7, 20232 min read
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